Top 10 Miami Zillow Investment Listings Ranked by Cash-on-Cash Return
Ten Miami rental listings from Zillow ranked by cash-on-cash return. Condos, an auction, and SW Miami SFRs with Realy metrics and investor notes.
These ten listings were pulled from Miami Zillow markets (33130, 33175, 33157, 33137, 33144, 33136, 33176, 33183) and ranked by cash-on-cash return (CoC) using Realy’s Chrome extension, sorted by highest CoC first.
All ten listings show positive CoC under lean assumptions. The top two look extreme (new-construction ask vs. assessed value, and a five-bed at $145K). Insurance and HOA are modeled at $0, which is especially aggressive in South Florida.
This is a screening list, not a buy list.
Calculation Assumptions Used
| Input | Setting |
|---|---|
| Down payment | 20% · Closing 1% · Rate 6.5% · 30Y fixed |
| Property taxes | 2% of sale value |
| Insurance, vacancy, maintenance, HOA | $0 (add your quotes) |
| Rent | Zillow Rent Zestimate |
See cash-on-cash formula and NOI guide.
At-a-Glance Ranking
| # | Address | Price | Beds/Baths | CoC | Cap Rate | Mo. CF | Rent/mo |
|---|---|---|---|---|---|---|---|
| 1 | 239 SW 9th Street #2102 | $81,000 | 1 / 1 | 213.2% | 50.8% | $3,021 | $3,566 |
| 2 | 12810 SW 17th St | $145,000 | 5 / 4 | 95.6% | 26.2% | $2,426 | $3,401 |
| 3 | 19701 SW 114th Ave APT 266 | $110,000 | 2 / 2 | 68.5% | 20.5% | $1,319 | $2,059 |
| 4 | 3301 NE 1st Ave APT H2405 | $250,000 | 1 / 2 | 37.7% | 14.0% | $1,649 | $3,330 |
| 5 | 6200 W Flagler St APT 208 | $179,000 | 1 / 1 | 22.8% | 10.9% | $714 | $1,917 |
| 6 | 800 N Miami Ave #E-1108 | $270,000 | 2 / 2 | 22.2% | 10.7% | $1,047 | $2,862 |
| 7 | 546 SW 1st St APT 603 | $225,000 | 2 / 1 | 21.8% | 10.6% | $857 | $2,370 |
| 8 | 10845 SW 112th Ave | $258,000 | 2 / 2 | 21.3% | 10.6% | $963 | $2,698 |
| 9 | 14165 SW 87th St #D-505 | $229,999 | 2 / 2 | 18.3% | 9.9% | $735 | $2,281 |
| 10 | 11060 SW 196th St APT 514 | $198,000 | 2 / 2 | 17.6% | 9.8% | $611 | $1,942 |
#1: 239 SW 9th Street #2102, Miami FL 33130
Condo · new construction · 1 bed / 1 bath · 571 sqft · $81,000
| Metric | Value |
|---|---|
| Cash-on-cash | 213.2% |
| Cap rate | 50.8% |
| Monthly cash flow | $3,021 |
| Total cash down | $17,010 |
Why it ranks #1: Sub-$85K downtown ask with a $3,566/mo Rent Zestimate.
Investor notes: New construction. Tax assessed ~$413K vs. $81K list. That gap usually means a deposit, assignment, or incomplete pricing story. Confirm what you are actually buying, HOA, and closing timeline before treating CoC as real.
#2: 12810 SW 17th St, Miami FL 33175
Single family · 5 bed / 4 bath · 1,000 sqft · $145,000
| Metric | Value |
|---|---|
| Cash-on-cash | 95.6% |
| Cap rate | 26.2% |
| Monthly cash flow | $2,426 |
Investor notes: $14,000 price cut (Jul 8). Five beds / four baths in 1,000 sqft is an odd footprint. Verify legality, occupancy, and whether the rent comps match. West Miami / 33175.
#3: 19701 SW 114th Ave APT 266, Miami FL 33157
Condo · 2 bed / 2 bath · 800 sqft · $110,000
| Metric | Value |
|---|---|
| Cash-on-cash | 68.5% |
| Cap rate | 20.5% |
| Monthly cash flow | $1,319 |
Investor notes: $19,000 price cut (Jul 17). South Miami-Dade condo. 88 days on market. HOA and insurance will cut deep into this print.
#4: 3301 NE 1st Ave APT H2405, Miami FL 33137
Condo · 1 bed / 2 bath · 761 sqft · $250,000
| Metric | Value |
|---|---|
| Cash-on-cash | 37.7% |
| Cap rate | 14.0% |
| Monthly cash flow | $1,649 |
Investor notes: Auction. Midtown / Edgewater. Zestimate ~$435K vs. $250K ask. Confirm auction terms, reserves, and HOA. Do not assume retail closing.
#5: 6200 W Flagler St APT 208, Miami FL 33144
Condo · 1 bed / 1 bath · 575 sqft · $179,000
| Metric | Value |
|---|---|
| Cash-on-cash | 22.8% |
| Cap rate | 10.9% |
| Monthly cash flow | $714 |
Investor notes: Flagler corridor. Showcase listing. 14 days on market. 3D tour. First more conventional condo yield on this screen once #1–#4 are stress-tested.
#6: 800 N Miami Ave #E-1108, Miami FL 33136
Condo · 2 bed / 2 bath · 914 sqft · $270,000
| Metric | Value |
|---|---|
| Cash-on-cash | 22.2% |
| Cap rate | 10.7% |
| Monthly cash flow | $1,047 |
Investor notes: Downtown / Omni. $5,000 price cut (Jul 13). 184 days on market. Confirm HOA, special assessments, and windstorm insurance.
#7: 546 SW 1st St APT 603, Miami FL 33130
Condo · 2 bed / 1 bath · 791 sqft · $225,000
| Metric | Value |
|---|---|
| Cash-on-cash | 21.8% |
| Cap rate | 10.6% |
| Monthly cash flow | $857 |
Investor notes: Downtown / Brickell edge. 43 days on market. Gated entry noted. HOA and insurance still dominate the real cash flow.
#8: 10845 SW 112th Ave, Miami FL 33176
Single family · 2 bed / 2 bath · 936 sqft · $258,000
| Metric | Value |
|---|---|
| Cash-on-cash | 21.3% |
| Cap rate | 10.6% |
| Monthly cash flow | $963 |
Investor notes: Kendall / SW Miami. $10,000 price cut (Jul 11). Compact SFR. Florida insurance quotes will move CoC more than any other input on this list.
#9: 14165 SW 87th St #D-505, Miami FL 33183
Condo · 2 bed / 2 bath · 1,087 sqft · $229,999
| Metric | Value |
|---|---|
| Cash-on-cash | 18.3% |
| Cap rate | 9.9% |
| Monthly cash flow | $735 |
Investor notes: Kendall condo. 4 days on market. Amenities noted (tennis / basketball). Confirm HOA and rental restrictions.
#10: 11060 SW 196th St APT 514, Miami FL 33157
Condo · 2 bed / 2 bath · 809 sqft · $198,000
| Metric | Value |
|---|---|
| Cash-on-cash | 17.6% |
| Cap rate | 9.8% |
| Monthly cash flow | $611 |
Investor notes: $12,000 price cut (Jul 7). South Miami-Dade. 118 days on market. Thinnest CoC on this screen once HOA and insurance are added.
Miami Patterns
| Pattern | Takeaway |
|---|---|
| Data-quality outliers | #1–#2 need listing and footprint verification first |
| Auction pricing | #4 can look cheap vs. Zestimate. Closing risk is higher |
| Condo-heavy mid-pack | Most of the screen dies without real HOA + windstorm quotes |
| vs. Florida state | Compare Florida top 10 |
Screen Miami in Realy
- Install Realy
- Search Miami, FL
- Sort by cash-on-cash in the analyzer
Related: First rental checklist · Florida top 10
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