Top 10 San Diego Zillow Investment Listings Ranked by Cash-on-Cash Return
Ten San Diego rental listings from Zillow ranked by cash-on-cash return. Manufactured homes and downtown condos with Realy metrics and investor notes.
These ten listings were pulled from San Diego Zillow markets (92111, 92154, 92114, 92101, 92127) and ranked by cash-on-cash return (CoC) using Realy’s Chrome extension, sorted by highest CoC first.
All ten listings show positive CoC under lean assumptions. Manufactured homes in 92154 and 92114 lead the screen. Downtown 92101 condos fill the mid-pack. Space rent, HOA, and insurance are modeled at $0, so re-run each deal with real park fees or dues.
This is a screening list, not a buy list.
Calculation Assumptions Used
| Input | Setting |
|---|---|
| Down payment | 20% · Closing 1% · Rate 6.5% · 30Y fixed |
| Property taxes | 2% of sale value |
| Insurance, vacancy, maintenance, HOA | $0 (add your quotes) |
| Rent | Zillow Rent Zestimate |
See cash-on-cash formula and NOI guide.
At-a-Glance Ranking
| # | Address | Price | Beds/Baths | CoC | Cap Rate | Mo. CF | Rent/mo |
|---|---|---|---|---|---|---|---|
| 1 | 2750 Wheatstone St Spc 26 | $180,000 | 2 / 2 | 62.3% | 19.2% | $1,963 | $3,173 |
| 2 | 1813 Cheri St #A | $175,000 | 3 / 2 | 55.7% | 17.8% | $1,704 | $2,881 |
| 3 | 1600 Palm Ave Space 48 | $240,000 | 3 / 2 | 35.5% | 13.5% | $1,489 | $3,103 |
| 4 | 402 63rd St Space 115 | $185,000 | 2 / 2 | 30.7% | 12.5% | $994 | $2,238 |
| 5 | 207 5th Ave #444 | $215,000 | 1 / 1 | 27.2% | 11.8% | $1,025 | $2,470 |
| 6 | 402 63rd St Space 62 | $179,000 | 3 / 2 | 24.6% | 11.2% | $771 | $1,974 |
| 7 | 207 5th Ave #642 | $240,000 | 1 / 1 | 20.4% | 10.4% | $856 | $2,470 |
| 8 | 207 5th Ave #840 | $250,000 | 1 / 1 | 18.0% | 9.9% | $789 | $2,470 |
| 9 | 207 5th Ave #1244 | $270,000 | 1 / 1 | 11.7% | 8.5% | $553 | $2,368 |
| 10 | 14692 Via Fiesta Unit 10 | $429,492 | 3 / 2 | 10.8% | 8.3% | $813 | $3,701 |
#1: 2750 Wheatstone St Spc 26, San Diego CA 92111
Manufactured · 2 bed / 2 bath · 1,100 sqft · $180,000
| Metric | Value |
|---|---|
| Cash-on-cash | 62.3% |
| Cap rate | 19.2% |
| Monthly cash flow | $1,963 |
| Total cash down | $37,800 |
Why it ranks #1: Clairemont manufactured home with $3,173/mo rent on a $180K basis.
Investor notes: 32 days on market. Confirm park space rent, age restrictions, and financing eligibility for manufactured housing before treating CoC as underwritable.
#2: 1813 Cheri St #A, San Diego CA 92154
Manufactured · 3 bed / 2 bath · 950 sqft · $175,000
| Metric | Value |
|---|---|
| Cash-on-cash | 55.7% |
| Cap rate | 17.8% |
| Monthly cash flow | $1,704 |
Investor notes: $23,000 price cut (May 20). 364 days on Zillow. South Bay. Long DOM and a material cut. Confirm condition and space rent.
#3: 1600 Palm Ave Space 48, San Diego CA 92154
Manufactured · 3 bed / 2 bath · 960 sqft · $240,000
| Metric | Value |
|---|---|
| Cash-on-cash | 35.5% |
| Cap rate | 13.5% |
| Monthly cash flow | $1,489 |
Investor notes: Showcase listing. 118 days on market. Zestimate ~$239K. 3D tour available. Still need real park fees.
#4: 402 63rd St Space 115, San Diego CA 92114
Manufactured · 2 bed / 2 bath · 980 sqft · $185,000
| Metric | Value |
|---|---|
| Cash-on-cash | 30.7% |
| Cap rate | 12.5% |
| Monthly cash flow | $994 |
Investor notes: $4,997 price cut (Jul 3). 197 days on market. Encanto / 92114. Tax assessed only $20,000.
#5: 207 5th Ave #444, San Diego CA 92101
Condo · 1 bed / 1 bath · 431 sqft · $215,000
| Metric | Value |
|---|---|
| Cash-on-cash | 27.2% |
| Cap rate | 11.8% |
| Monthly cash flow | $1,025 |
Investor notes: Downtown / Gaslamp. 271 days on Zillow. Compact 431 sqft unit. HOA will reshape cash flow. Get the dues before underwriting.
#6: 402 63rd St Space 62, San Diego CA 92114
Manufactured · 3 bed / 2 bath · 1,056 sqft · $179,000
| Metric | Value |
|---|---|
| Cash-on-cash | 24.6% |
| Cap rate | 11.2% |
| Monthly cash flow | $771 |
Investor notes: $10,999 price cut (Jul 7). Same park as #4. 56 days on market. Compare units side by side before choosing.
#7: 207 5th Ave #642, San Diego CA 92101
Condo · 1 bed / 1 bath · 431 sqft · $240,000
| Metric | Value |
|---|---|
| Cash-on-cash | 20.4% |
| Cap rate | 10.4% |
| Monthly cash flow | $856 |
Investor notes: Same building as #5 at a higher ask. 82 days on market. Zestimate ~$230K. Price per sqft rises without rent rising.
#8: 207 5th Ave #840, San Diego CA 92101
Condo · 1 bed / 1 bath · 431 sqft · $250,000
| Metric | Value |
|---|---|
| Cash-on-cash | 18.0% |
| Cap rate | 9.9% |
| Monthly cash flow | $789 |
Investor notes: Third unit in the same downtown building. 102 days on market. Floor and view may explain the premium. Still confirm HOA.
#9: 207 5th Ave #1244, San Diego CA 92101
Condo · 1 bed / 1 bath · 401 sqft · $270,000
| Metric | Value |
|---|---|
| Cash-on-cash | 11.7% |
| Cap rate | 8.5% |
| Monthly cash flow | $553 |
Investor notes: $49,000 price cut (Apr 29). 362 days on Zillow. Highest ask in this building cluster. Long DOM suggests negotiation room or building-specific issues.
#10: 14692 Via Fiesta Unit 10, San Diego CA 92127
Condo · 3 bed / 2 bath · 1,116 sqft · $429,492
| Metric | Value |
|---|---|
| Cash-on-cash | 10.8% |
| Cap rate | 8.3% |
| Monthly cash flow | $813 |
Investor notes: Rancho Bernardo / 92127. Only North County listing on this screen. 39 days on market. Larger three-bed condo. HOA will matter more at this price.
San Diego Patterns
| Pattern | Takeaway |
|---|---|
| Manufactured homes lead | Top four are MH. Space rent is the swing expense |
| Downtown condo cluster | Four units at 207 5th Ave. Compare floors and HOA |
| Long DOM inventory | #2 and #9 show 360+ days. Negotiation leverage |
| vs. CA / SF / LA | Compare California top 10 and San Francisco top 10 |
Screen San Diego in Realy
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Related: First rental checklist · California top 10